FAQs
Is There a Grace Period for Acura Financial? Currently, Acura offers up to 60-day deferment on all auto loan payments. That said, you'll need to call Acura Financial, as grace periods can vary, given your circ*mstances.
How do I make a payment to Acura? ›
Log in to your Honda or Acura Financial Services account to make a One-Time Payment or recurring EasyPay payment using your bank account. Call Customer Service and pay using your bank account or debit card. Mail your payment to the address listed on your statement or find your Payment Address.
Is Honda Financial and Acura Financial the same? ›
Major car manufacturers offer their own financing, and Acura is no exception. However, don't be alarmed when Acura directs you to Honda Financial Services to apply. Honda owns Acura, but Acura Financial Services (AFS) is Acura's financing brand.
How do I contact Acura warranty? ›
There are a number of ways to find out if your vehicle is affected by a campaign (recall, product update, or extended warranty). You can access information on any campaign affecting your vehicle on Acura Owners or call Acura Client Relations at (800) 382-2238 (press the appropriate option for Campaign information).
How many car payments can you miss before? ›
Even falling one payment behind is enough for a lender to repossess your car. Usually, a loan is two or three months behind before the lender initiates a repossession. At that point, the lender can seize the vehicle, often without warning, and then sell it to recover the loan balance.
What happens if I'm 2 weeks late on my car payment? ›
If you miss your payments, it is considered a default. Apart from incurring late fees, you will also face other consequences, such as a reduction in your credit score and repossession of your car.
How to make car payments online? ›
Visit your lender's website to make online payments.
- Most lenders prefer a direct draft from your bank account. You will need your account number and your bank's routing number to set this up. ...
- Some lenders allow you to make payments using a debit or credit card.
What is easy pay Acura? ›
EasyPay is a simple, convenient way to ensure your regular monthly payment is on time every month. Once you have enrolled in EasyPay, your payment is automatically deducted from your bank account on your selected withdrawal date. Please note that EasyPay does not change or affect your payment due date.
How do I get a monthly payment on my car? ›
To calculate your monthly car loan payment by hand, divide the total loan and interest amount by the loan term (the number of months you have to repay the loan).
What credit score do you need to lease an Acura? ›
What credit score do I need to finance a car? Generally speaking, banks like to see a credit score of atleast 600 to approve an auto loan with no down payment. For people interested in leasing, dealerships typically require a score of at least 650.
American Honda Motor Company
Can I sell my Acura lease to CarMax? ›
Please note that CarMax cannot purchase a vehicle currently leased through the following companies: Nissan Motor Acceptance, Infiniti Financial Services, Honda Finance, Southeast Toyota Financial, GM Financial, Ford Credit, Mazda Credit, World Omni, Volvo Financial, Lincoln Credit, Acura Financial, BMW Financial ...
What voids the Acura warranty? ›
Aftermarket Parts or Modifications
Getting non-manufacturer modifications to your vehicle is one way that will void the warranty coverage in some instances. That's why your best bet is to go to a trustworthy dealership to get all of your service needs covered without putting your warranty coverage at risk.
What is the Acura transmission lawsuit? ›
A group of drivers have filed a class action lawsuit against Honda, saying that 2016-2019 Acura MDX and 2019-2020 Acura RDX vehicles possess a transmission defect. This defect allegedly causes cars to stall, downshift, decelerate, or shutdown while driving, which poses a safety risk to drivers and others.
Are brakes covered under warranty on an Acura? ›
Are Brakes Covered Under the Acura Warranty? No, brake pads are not covered under Acura's warranty. If you purchase other brake components from an Acura dealer, like brake calipers, those can be covered for 3 years/36,000 miles under the replacement part warranty.
How many days grace do you have on a car payment? ›
Car loan grace periods vary by lender and generally range from 10-15 days. For example, if your auto loan payment is due on the 15th of the month, and your lender has a 10-day grace period, you would not be charged a late fee if you pay by the 26th of the month. Most but not all auto lenders offer a grace period.
How overdue can a car payment be? ›
Once you are 30 to 90 days late on your repayments, your lender will likely say that your loan is in default. Once you're in default, the lender may be able to repossess your car anytime, without notice, and come onto your property to take it.
How many days late can you be on a car payment before repo? ›
California law permits cars to be repossessed after one late or missed loan payment. Cars may be repossessed after missed insurance payments as well. There is no legally required grace period, and the repossession company doesn't have to give you notice that they are repossessing your car.
Is there a grace period for loan payments? ›
Your loan servicer will tell you how many months remain in your grace period and when repayment will begin. The length of a grace period is typically six months, but it can vary depending on the type of loan you received. The promissory note you signed for your loan tells you the length of your grace period.